Financing Your New Air Conditioning or Heating Equipment Purchase

Energy Efficiency Loans for Homeowners from Nicor Gas

Financing is available to eligible Nicor Gas customers to cover the cost of energy efficiency equipment and improvements in their homes. Installments on the loan are conveniently applied to your monthly Nicor Gas bills.

General Rates and Terms

  • 4.99% APR fixed interest rate*
  • 1, 3, 5, 7 or 10-year loan terms**
  • Loans range from $500 to $20,000
  • 100% financing available — covers equipment costs, installation and related services
  • No home equity required — new homeowners are eligible
  • No fees to consumer and NO Down Payment
  • Installments will be applied to the customer's monthly Nicor Gas bill
  • Work must be completed by an approved contractor

*Subject to credit approval.

**Note: 7 and 10-year loan terms available for loans more than $8,000.


Nicor Gas customers who:

  • Own a single-family home, condo or multi-family building with no more than four units
  • Are installing a qualifying improvement in that property (see below for qualifying improvements)
  • Meet lender’s credit requirements

Contact EFS, the program lender, at 877.923.2665 with any questions or click the link below.

Apply Now